ERA Lakeway Sean Glenn and Lisa McMahan, Owners

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Welcome > For Buyers > Latest Listings ...

Find Out About the Latest Hamblen County, Sevier County and Jefferson County Area Homes for Sale Before Anyone Else!

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What are three of the best indicators of real estate market trends?
A	Existing home sales, new home building and mortgage interest rates.
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ERA Lakeway Sean Glenn and Lisa McMahan, Owners, REALTOR®, real estate agent and broker for Hamblen County, Sevier County and Jefferson County, Tennessee home listings, property and land for sale - NUMBER1EXPERT

Sean Glenn and Lisa McMahan
ERA Lakeway Real Estate
1228 Gay Street
Dandridge, TN 37725
865-397-2152
Fax: 865-397-7651
seanglenn@NUMBER1EXPERT.com

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